1. Sell unwanted stuff on eBay/Amazon
Everyone knows about online auction site eBay, but have you ever thought about using Amazon to sell your unwanted goods? Ebay charges for listing your item whereas at Amazon you only pay if your item sells, although it also takes an 86p fee plus VAT. As with eBay, make sure you apply the correct postage to your item – postage on larger items can be hefty and eat into any profit.
Alternatively, if speed is of the essence you could use eBay's recently launched smart phone seller app, which enables you to use your mobile to take a picture of an item and list it on eBay within 60 seconds.
2. Sell your art, design, photography or writing
Many talented (and not so talented) artists are making money by selling their designs to websites such as Imagekind, Zazzle and Red Bubble, which showcase artists' work and sell it on their behalf.
At Red Bubble you can upload photos, T-shirt designs, illustrations and writing, and the website will sell it at a price of your choosing, and produce it and ship it for you after deducting its own charges, which range from £8.81 for small laminated prints to £12.34 for a T-shirt. Over the past three years Red Bubble has shipped 352,700 items.
At Teefury you can submit designs in the hope the website will choose it as their daily T-shirt (each design is only available for 24 hours). It pays each artist $1 for every shirt sold and the artist keeps full rights to their design once the sale window closes.
At Threadless the community votes on whether to make your design available for purchase, and you can even submit simple text slogans to be voted on.
3. Leaflet your local area offering your services
You might be surprised by how many neighbours need a dog-walker, baby-sitter or car-washer. Type up a simple flyer and leaflet your community – with any luck you'll get a phone call that day. The trick is to negotiate your price beforehand to avoid spending all day cleaning a car for the princely sum of £1 (you could offer an hourly rate for big jobs or a one-off fee). Also, be opportunist – if neighbours' lawns are looking a little long offer to mow them. In the autumn, if leaves are making a nuisance of themselves, offer to sweep them from people's drives.
4. Be thrifty
Not strictly a money-maker, but you could certainly save a few bob if you tighten the purse strings. Use up the food you have in your fridge and cupboards rather than shop for more or eat out. Do not boil full kettles of water unless necessary, turn off lights and unused white goods. If you are going shopping, spend a little longer finding the cheapest brands in the supermarket. Make sure you budget properly, and are not overpaying on credit cards and other bills, and eliminate any unnecessary spending.
5. Claim for delayed journeys
If you regularly use the London tube or an overground train service and have recently been delayed, claim for it. The key is to retain your ticket in the event of a delay and to claim quickly.
Via its Delay Repay scheme, First Capital Connect pays its oft-beleaguered customers who suffer a delay of 30 mins or more, but you must make your claim within 28 days of the delay.
East Midlands Trains will refund half of the cost of the delayed part of your journey if the delay is 30–59 minutes; the full cost if the delay is an hour or more; and the total cost of your return journey if the delay is more than two hours.
Transport for London will pay back the cost of your single fare if a tube or DLR journey is delayed by 15 minutes or more; it will pay you the value of your single delayed journey if a London Overground service is delayed by more than 30 minutes. However, TfL will not pay for security alerts, third-party action or bad weather.
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